On this page you can take a look at the terms and rates offered by westpac. The problem for westpac, and challenger as well, is a lack of highquality assets with a life span that goes beyond 15 years. Effective 07112016 tenure balance westpac term deposit. For term deposits of 12 months or more, you can access up to 20% of your invested amount excluding any compounding returns without loss of accrued interest on withdrawals approved by us provided. Please refer to the current term sheet for term deposits and the westpac term pie fund available online at westpac.
Term deposits general information and terms and conditions. Maturity notices are not issued for deposits where the term is 20 days or less. Papua new guinea personal fees and charges booklet pdf 93kb conditions apply. Our term pie is a simple way to invest for 30 days to 5 years and offers greater returns than a term deposit for investors taxed at 30% or 33%, as tax on returns is capped at 28%. You means the account holder and or cardholder as applicable. Westpac term deposit term deposit product information mozo. Terms range from 7 days to 5 years the deposit must be kept open for at least 12 months to receive the tax benefits. This information does not take your personal objectives, circumstances or needs into account. If you have less than 31 days remaining on your term, the earliest you can access funds is after maturity if hardship doesnt apply. Access to funds is subject to the administrators processing times. You can also compare a range of providers by taking a look at the mozo comparison chart. Non westpac branded atms apply an atm operator fee by the atm owner, which is disclosed at the time of the transaction on the atm screen. If youre attracted to the certainty of a fixed investment rate for a fixed term, a westpac term deposit account could. Customer banking agreement pdf 66kb fiji customer service fees booklet pdf 358kb conditions apply.
Term pie is a cash investment offered under the westpac term pie fund and is available for nz residents, organisations or trusts. Challenger only quotes earnings rates for term annuities on its website out to 15 years. Offer available for a limited time only on new term deposits opened by westpac personal customers. To open a term deposit, contact your local business manager or visit your nearest westpac branch with your drivers licence or passport for identification if you already have a westpac term deposit or term. Term deposits with a term deposit a lump sum of money is deposited for a selected term.
Explore westpacs term deposit interest rate table with special rates and. During this time you can make one change, including withdrawing funds or closing your account, without incurring a fee or a reduction in your interest return for interest earned during the immediately preceding term. Deposit accounts for consumer and business customers. This information does not take your circumstances into account. Westpac term deposits have a 6 business day variation period, starting from the date of maturity. Choose to have interest paid out as regular income during the term, or leave it to grow. Deposit terms and conditions pdf 147kb customer banking agreement pdf 66kb papua new guinea personal fees and charges booklet pdf 93kb fees and charges may be payable. Australian financial services licence number 233714. Higher or lower rates may apply for subsequent terms.
At the end of a fixed term, your investment earns a guaranteed return, which makes term deposits a secure savings option. Offer available for a limited time only on term deposits opened or renewed by westpac personal customers. A term deposit is a cash investment held at a financial institution e. Jn16051 introduction in this document, we, us or our means, in relation to term deposits, westpac new zealand limited and in relation to investments in the westpac term pie fund, bt funds management nz limited. Although the unemployment rate is expected to increase modestly in the short term, it is still relatively low, and a firming in gdp growth is on the cards. Term deposits offer a guaranteed return with a fixed and competitive interest rate.
Saver to a westpac term deposit through a westpac branch, bonus. Get a quote for a term deposit interest rate and accept that quote. Using term deposits page 5 of 43 effective as at september 2016 introducing term deposits the online deposits application gives you the ability to open and manage your term deposits online. Unless otherwise specified, the products and services described on this website are available from westpac banking corporation abn 33 007 457 141 afs licence no. Return to top term deposits up to 12 months more than 12 months.
Westpac live will be available to update term deposits from 8. Well help grow your savings, so you can grow in life. Term deposit high interest rate savings account westpac. The offer of term deposits is being made to residents of australia only. Apart from any interest investors may have in westpac term deposits, westpac securities or the bt cma acquired through the bt invest products. Account summary is the account information available to you and your adviser online via the wrap desktop.
Nonwestpac branded atms apply an atm operator fee by the atm owner, which is disclosed at the time of the transaction on the atm screen. Company product name interest rate interest earned payment frequency term deposits 9 months. Offer available for a limited time only on term deposits renewed by personal customers. You need to give westpac 31 days notice to access your funds prior to maturity, except in cases of hardship. Historical term deposit interest rates in australia since.
You can renew your term deposit for any term offered by westpac between 30 days and 5. Westpac term deposits compare interest rates ratecity. The booklet apart from section f sets out the terms and conditions of the agreement between. Business term deposit rates compare interest rates westpac. A westpac term deposit lets you invest your money with the certainty of a fixed interest rate and a choice of terms. You should read this brochure before making an investment. The amount of money deposited along with the term selected, the interest rate and how the interest is to be paid annually, monthly or at the end of term will determine the amount of interest earned.
If youre an existing customer, you can sign into online banking to explore your bonus rates you may be eligible for. Offer excludes corporate, institutional and government customers. Domesticfixed deposit interest rates westpac banking corporation kindly contact your rmbranch manager for term deposits rates for more than 1 crore. Westpac provides papua new guinea with a range of overseas banking services, including various personal and business loans, bank accounts, internet banking, term deposits. Westpac term deposits compare westpac term deposits mozo. The judo bank term deposit term lengths range from six months to five years.
These may be varied, or new terms and conditions introduced in the future. Westpac banking corporation term deposit issued by westpac banking corporation australian financial services licence no. George bank a division of westpac banking corporation abn 33 007. These accounts are issued by westpac banking corporation westpac and distributed and managed by ddh graham limited ddh. Westpac group means the bank and its related members. No action has been or will be taken to register or qualify. Provider product minimum deposit maximum deposit call 30 days 60 days 90 days 5 months 6 months 9 months 12 months. General information and terms and conditions this product is issued by the commonwealth bank of australia abn 48 123 123 124 afsl 234945 term deposits. Search results for term deposit rates showing 10 out of 24 results generaltermsandconditions. Based on when we process the withdrawal to your account which may be. Green tailored deposits have been certified by the. The big four have some low term deposit interest rates.
1397 398 563 698 1311 1629 529 820 806 401 1161 431 949 299 10 45 1452 904 156 768 1174 1520 782 1202 437 1332 137 171 500 651 1268 1516 961 155 865 66 391 1261 440 1240 316 945 532 666